Frequently Asked Questions.
Q. What is a "Broker"?

A. A McMillan Insurance Broker is an idependent professional who works on your behalf, to obtain an insurance policy that best suits your needs. Our brokers can represent multiple insurance companies, with a varity of policies and coverages to choose from.

Q. What is a deductible?

A. The amount you agree to pay per claim towards the total cost of your insured loss.

Q. What is "Peril"?

A. A cause of loss, ie. fire, theft or hail.

Q. I'm a tenant, why would I need insurance?

A. Even while renting, you still need coverage for your contents and liability exposure.

Q. I don't understand my policy; can my broker explain it to me in terms I can understand?

A. Yes! All of our brokers are knowledgable, licenced professionals, and can recommend coverages to protect you correctly.

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